Consultation methodology planning session

Our Consultation Methodology

Designed for clarity and personal alignment

Our approach blends thorough listening with proven zero-based budgeting frameworks. We collaborate closely to understand your current financial landscape, values, and objectives, laying the groundwork for mindful recommendations that fit your life.

Meet Our Advisory Team

Experienced professionals providing compliant, tailored recommendations

Karen Lowe

Lead Financial Advisor

Bachelor of Commerce University of Sydney

Zero-based budgeting

Haxton Advisory

Certifications:

Certified Practising Accountant Registered Tax Practitioner

Methodologies:

Zero-based budgeting Value-driven review Australian compliance guidance Evidence-based planning Collaborative consultation

Key Skills:

Active listening Clarity in goals Analytical thinking Privacy awareness

Over a decade of experience supporting mindful spending.

Samuel Lee

Financial Guidance Specialist

Diploma in Financial Planning TAFE NSW

Resource allocation

Morgan Partners

Certifications:

Financial Services Certificate Ethical Practice Award

Methodologies:

Collaborative budgeting Needs assessment Australian privacy standards Continuous improvement Goal mapping

Key Skills:

Empathetic advice Data analysis Adaptability Attention to detail

Helps clients find practical paths to financial security.

Priya Patel

Client Relationship Lead

Master of Finance Monash University

Value-based planning

Altona Solutions

Certifications:

Accredited FinServ Specialist Professional Ethics Certificate

Methodologies:

Assessment interviewing Goal clarification Trusted advisor engagement Privacy compliance Inclusive consultation

Key Skills:

Clear communication Trust building Problem solving Supportive approach

Focused on clear client communication and support.

Ben Turner

Process Implementation Advisor

Bachelor of Business University of Queensland

Process optimisation

Bluewell Consulting

Certifications:

Certified Business Process Analyst Australian Compliance Certificate

Methodologies:

Process streamlining Budget review Risk evaluation Policy compliance Feedback integration

Key Skills:

Process mapping Detail orientation Risk awareness Solution focus

Streamlines value-driven processes for clients’ needs.

Our Process

Simple, step-by-step consultations

1

Initial Conversation

Discuss your financial needs and values together.

1

2

Resource Assessment

Analyse current income and expenses collaboratively.

2

3

Personalised Planning

Develop a zero-based budget tailored to your goals.

3

4

Ongoing Guidance

Offer continued support and regular review sessions.

4

How We Compare

See what makes our approach distinct in Australia

Featured

morivanteqlo

Personal, values-based guidance

Not disclosed

Zero-based budgeting focus

Core part of every session

Value alignment reviews

Prioritising what matters

Australian compliance assured

Meets all legal standards

Confidential consultations

Strict privacy guaranteed

ConsultWise

Standard financial sessions

Varies

Zero-based budgeting focus

Core part of every session

Value alignment reviews

Prioritising what matters

Australian compliance assured

Meets all legal standards

Confidential consultations

Strict privacy guaranteed

MindfulPath

General budget advice

Varies

Zero-based budgeting focus

Core part of every session

Value alignment reviews

Prioritising what matters

Australian compliance assured

Meets all legal standards

Confidential consultations

Strict privacy guaranteed