Terms and Conditions for Services
Please review our terms before using our site or scheduling a consultation. By engaging with us, you acknowledge these conditions and agree to comply with current Australian regulations and our code of conduct.
November 5, 2025
Acceptance of Terms
By accessing this website or requesting a consultation, you confirm that you have read and accept the terms described in this document. We may update the terms occasionally, with changes effective immediately upon posting online.
Definitions
For clarity, certain terms are used consistently across our website and services.
‘Service’ means any consultation, communication, support, or administrative task provided by morivanteqlo.
‘User’ refers to any individual visiting the website, submitting an enquiry, or engaging our services.
‘Personal information’ covers details you provide or we collect relating to your identity and consultation requirements.
‘Content’ means all text, images, and resources published by us for information and guidance purposes.
Use of Our Services
Our services are intended for adults residing in Australia seeking financial guidance and value-based budgeting support. Use must comply with Australian law and local requirements.
Eligibility
Services are available only to individuals aged 18 or older, residing in Australia, and capable of entering into a contract. We reserve the right to refuse service for legal or risk-related reasons.
18+ only, and proof of identity may be required.
Your Responsibilities
Your use of our service implies certain obligations to ensure fairness and safety for all.
Prohibited Uses
For your safety and legal compliance, the following are not permitted:
Intellectual Property
All content, branding, and design elements are owned by morivanteqlo unless otherwise stated. Reproduction or use of materials for non-personal purposes is prohibited without written consent.
Your Content
You may provide feedback or communicate with us through forms and messages. Please ensure content is respectful, accurate, and lawful.
Rights You Grant Us
By submitting feedback, you grant us permission to use it for service improvement or quality monitoring, without disclosing your identity publicly.
Privacy and Data Security
We adhere to Australian privacy regulations to protect your data. Information is collected and used according to our privacy policy, with access limited to authorised team members for service delivery purposes.
Privacy policyDisclaimer and Limitations
All consultations and information are provided for general guidance. No specific financial outcomes, profits, or guarantees are implied.
Important Notice
Results may vary depending on individual choices and changing economic circumstances. Past performance does not guarantee future outcomes.
Limitation of Liability
We are not responsible for losses or damages arising from reliance on information or advice provided. Use our service at your own discretion.
Indemnification
You agree to indemnify morivanteqlo, its team, and partners from claims or liabilities resulting from your breach of these terms or inappropriate use of services.
Dispute Resolution and Contacts
Any complaints or disputes should first be addressed to our team for a prompt review and fair resolution.
Arbitration
Where amicable settlement is not possible, disputes may be resolved by arbitration, following Australian procedures.
Arbitration does not remove or limit consumer rights under Australian law.
Online Dispute Resolution
As required by regulation, you may also use the Australian online platform to escalate unresolved issues.
Visit our contact page for optionsSeverability
If a term is found invalid, remaining provisions remain in force and continue to apply.
Entire Agreement Statement
These terms constitute the full agreement between you and morivanteqlo regarding site and service use.
Applicable Law and Jurisdiction
These terms are governed exclusively by Australian law. Disputes will be heard in Australian courts if not otherwise resolved.
Termination
We may suspend or terminate service access for any user who violates these terms, without notice, when necessary for compliance.
Modifications
We reserve the right to make changes to these terms, which become effective when published here. Continued use means acceptance of any updates.
Contact and Further Information
Questions about these terms or our services may be sent to our advisory team using the details provided.
Email address: content@morivanteqlo.com
Phone number: +61 7 4069 7254
Office address: Suite 903 / 241 Adelaide Street, Brisbane, QLD 4000 Australia
Effective date: November 5, 2025
Version: 3.2